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PPF stands for Public Provident Fund which is a scheme initiated by the NSO (National Savings Organisations) in 1968. The PPF scheme was started in order to promote small investments and savings. This is a fixed returns scheme providing with…
Early retirement is a highly debatable topic due to its subjectivity. There is no fixed age or parameter that decides if the age you have planned to retire at is early or late or the right one. There can be…
Future is what we live in, be it a vacation plan or financial plan. Human beings are the only animals who have a tendency to think about things which are not happening at the moment. They either recall the past…
WHAT IS EPFO? Employee provident fund organization is the government body under the Ministry of Labour and Employment that manages and runs the EPF service for people who are employed. Under this scheme, the employee is supposed to make a…
Diversification is nowadays the key objective of making mutual fund investments. It is a very crucial element in order to stabilize your portfolio. Diversification can be well explained with the example of an organization. Take up any organization, company or…
Whenever you see the alphabets NR preceded by any other alphabet that generally means it has something to do with a Non-Residential Indian. Often, we see the abbreviations, NRI, NRE, NRO, etc which are all NRI account with different features…
For individuals whose total income from all the possible sources does not fall under any taxable bracket of the Income Tax Act 1961, during the preceding year, need to file the taxes in order to claim the returns on them….
Banking is no new term to anyone be it homemakers, salaried people, businessmen, farmers, students or any other profession. Especially the Indian homes are well connected with banks and banking. The banking industry takes care of the finances of a…
Before making an investment a common question that everyone asks themselves is, “How much should I invest?” To be honest, there is no fixed amount that can be invested which guarantees excellent results. But there are certain habits you can…
Savings and Investing are two words that are often used interchangeably, but these two words do have very stark differences. One important thing to know is that both of these are extremely important components to achieving financial independence. The main…
