21st June the world celebrated Yoga, while some woke up on 22nd with muscle pain, most of us had a fresh and flexible morning. This was because most of us have been practicing yoga or some sort of exercise regularly, few of us have skipped it as the next year’s New Year Resolution. Finances are also a stiff muscle, if not flexed regularly become jammed and painful.

Here are 5 yoga tips for your finances to keep them flexible;


  1. Discipline

The first and foremost lesson that comes from yoga is the art of Discipline. Yes being disciplined and practicing it on a regular basis is an art which everyone is not good at. If you have ever done yoga or heard of it, the first thing that is narrated about it is that you need to do it on a regular basis without fail in order to see the best results.

Yoga teaches that if you are disciplined in life, you can do great things. No, discipline does not prevent low days or downs in life but it gives you the appropriate strength and approach to deal with them.

Similarly, when you are investing your money you have to be disciplined and regular. A broken SIP schedule or not following your budget for a month or so will not do. You have to be strict with yourself on your plan and budget. Once you have started investing using a SIP way, do not miss on your installments or you will never be able to reap the best benefits.


  1. Balance

The next thing that comes in line is maintaining balance. You must have heard of ‘Sheersh-asana” or the headstand. It is one of the yoga asanas which requires maximum balance. If you practice yoga regularly in a disciplined manner, you will ace the headstand and all other asanas as well. This will keep your body in perfect equilibrium.

Similarly, you must maintain a balance among your assets. The concept of asset allocation is hence important as it is a must for maintaining an equilibrium in your portfolio. A diversified portfolio is considered to be the best-balanced portfolio as it has a flavor of most asset types- equity, debt, hybrid, gilt, fixed-income, fixed-return, etc.

If achieving the right balance seems a little tough, consider talking to a financial advisor or try piggy premier.


  1. Flexibility

This is the most endorsed feature of practicing yoga. It makes your mind and body flexible which in turn increases adaptability.

While investing also, you need a lot of flexibility in choosing the right asset, the right combination, the timing and tenure, the installments, etc. if you stick to one plan or are stubborn with some investment types, you may face difficulties later as they may not be much rewarding.


Hence, keeping an open mind and adaptable attitude is a must while investing.


  1. Patience

Patience is a virtue has been realized long back hence there are so many techniques these days which help build up patience in individuals. Yoga is one of the best and most-practiced technique in order to build patience. The duration it takes to master a pose or hold your breath automatically and implicitly teach patience.

Similarly, practicing patience is very important in mastering the art of investing. Making impulsive and emotional investing can hurt. Also, once you have made the right asset allocation and have put your money to work, do not be impatient about returns. It takes some time for your money to grow and wealth to build.

Have patience!

  1. Failure is not a full-stop

The last and most important lesson Yoga has for us investors is that failure is not a full-stop. It may seem like a semi-colon for a while but never a full-stop, it is rather an opportunity to do the same thing in a different way.

There may come some ups and downs while investing, few of your investment decisions may prove otherwise but that does not mean it is the end of the story, it simply means you must try the other options available at hand.

Be disciplined, maintain a balance, exercise flexibility, have patience and never stop!