There are basically five types of portfolios which exist in the market depending upon the investor’s selection and management of funds. Diversification is one of the biggest players in categorizing funds. It makes good sense to diversify your money in…
Vanity and personal maintenance According to research conducted by The Hindustan Times, an Indian family spends almost 10% of the total monthly income on self-grooming, clothing, and appearance. While this may seem nominal, compare it with the percentage spent on…
Most of us make investments in hopes of securing our future and of our loved ones as well. Mutual funds are no exception. People invest in mutual funds with both long and short-term goals. But it is not necessary things…
Retirement planning is one task which cannot be done in silos. It is not just about planning the savings and investments but about taking everything all together and shaping your life around it once your routine gets busted. If you…
The investments in today’s times are resultant of the award-winning theory proposed by the famous economist, Harry Markowitz. His famous Modern Portfolio theory laid the grounds for the modern-day sophisticated strategies behind investments. Considered as the father of the modern-day…
Goal setting is a crucial part of budgeting and personal finance. It not only eases the investment but also makes it easy to track the financial progress. The goals can be viewed as financial needs which then can be accomplished…
Investment be it of any type carry a bit of risk with them if they provide with decent returns. Volatility and risk are unavoidable factors of the investment market. While long-term investments come up with outstanding returns, risk can be…
Finance Minister Nirmala Sithraman presented the new Modi Government’s first budget and her first maiden budget on July 8th. BSE S&P Sensex opened on Monday at 39,891.19 and closed on Wednesday at 38,557.04, while the Nifty opened the week at…
A Mutual Fund-Direct Plan is what you invest in, directly from the mutual fund company or through platforms which help investors to in direct mutual funds, whereas, a Mutual Fund-Regular Plan is what you invest in, through an agent, broker…
A study by the UN Population Division concluded that more than 15 million migrants from India are living overseas. The Indian diaspora is the highest in comparison to all other countries in the world. Year after year, thousands of people…
