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Indian Financial System Code (IFSC)

Indian Financial System Code (IFSC) The IFSC is an 11-character alpha-numeric code given by the Reserve Bank of India (RBI) to all the banks and their branches. The first four letters of the alphanumeric represent the bank, the next digit…


What is an IPO?

What is an IPO? An Initial Public Offering (IPO) is the first offering of company stocks a private company makes to both institutional investors as well as retail investors. Post-IPO a company is no longer considered a private company and…


UIDAI: Developers of India’s Targeted Delivery System

The Unique Identification Authority of India (UIDAI) was established under the provisions of the Aadhaar Act, 2016. Aadhaar is a system for the targeted delivery of financial and other subsidies, benefits and services. Prior to its establishment as a statutory…


DEMAT Account

What is a Demat Account? A Demat Account or a Dematerialized Account is an account created to hold stocks in a dematerialized form. The process of converting physical shares to an electronic form is called dematerialization. Electronic settlements of all…


SBI Online

State Bank of India (SBI) was established in 1955 after the Reserve Bank of India, under the provisions of the State Bank of India Act, 1955, acquired a majority stake in the Imperial Bank of India. The Imperial Bank of…


What is Gratuity?

What is Gratuity? Gratuity is an amount paid by an employer to their employee for services rendered over a period of time. Gratuity is usually paid when an employee decides to retire, but if certain criteria are met Gratuity can…

top index funds
Index Funds

Top Index Funds in India

Index Funds are a category of mutual funds that imitate a market index. A BSE Sensex Fund will invest in stocks of the 30 companies appearing on the BSE Sensex in the same proportions. Index Funds are passively managed as…

PNB Bank

Punjab National Bank Netbanking

Since inception in 1895, the Punjab National Bank has always been a “People`s bank” serving millions of people throughout the country and also had the proud distinction of serving great national leaders like Sarvshri Jawahar Lal Nehru, Gobind Ballabh Pant,…


Why is your Credit Score important?

What is a credit score? A credit score is a grading given to you to denote your creditworthiness. A Credit Score can range between 300 to 900, 900 being the highest. Having a good credit score is very crucial when…


PF Transfer Online

Need for transfer With increasing competition in the job market these days, people are changing jobs more often than they used to. With a job change, a lot of things need to be transferred from the previous to the new…