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Financial freedom is one thing people associate with non-working individuals. For the ones who are working, it is presumed that they are financially independent. Or only once you get retired, you will become financially free; this is one of the…
By the time you start hitting the late twenties and see ahead of the thirties, a lot of decisions need to be made. Being considered as a milestone, a lot of people by their 30s try and stabilize their financial…
You ask anyone in your family, friends, circle and so on for any financial advice and you will be loaded with tons of it. People have so much to tell you about their experiences, about people’s experiences that it…
Goal setting is a crucial part of budgeting and personal finance. It not only eases the investment but also makes it easy to track the financial progress. The goals can be viewed as financial needs which then can be accomplished…
Has saving been torture for you in the past few days because you made a new year resolution to do so? Or do you still feel the 10% you save from your income for your future or pension or investments…
If you are someone who borrows money frequently or eagerly waits for the next paycheck or live on credit card nearing the month end or so, then you might be living paycheck to paycheck. According to a survey conducted by…
Now that the new financial year has started and the markets and market-dwellers are working in full swing, it is time for you to pull-up your investment shoes and look for the best SIPs. God forbid, this is a tenacious…
SIP or systematic investment plan is a method of investing which allows the investor to invest periodically. The periods may vary from monthly to quarterly to yearly basis. Traditionally, one-time or lump-sum investments were made is the desired stock or…
Average monthly balance (AMB) is now a mandate from banks to keep or hold a savings account. The minimum balance varies depending upon the demographics of the bank. It may be in urban, rural, semi-urban or metro area. Major leaders…
Income tax return filing is one time-taking task that needs to be done by every salaried person. There is a certain timeline within which you need to file your ITR. After which you will have pay penalty. It is not…
