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PGIM India Banking and PSU Debt fund - Direct Plan

The primary objective of the Scheme is to seek to generate income and capital appreciation by investing predominantly in debt instruments issued by banks, Public Sector Undertakings, Public Financial institutions and Municipal Bonds.

Suitability

Income over the short term.

• Investment in debt instruments and money market instruments issued by Banks and Public Sector companies

Fund Info

Scheme Class	Debt
Scheme Category	Banking & PSU
Expense Ratio	0.28%
Min subscription	₹ 5,000

Scheme Type	Open-ended
Scheme AUM (in Crs.)	₹ 57
AMC AUM (in Crs.)	₹ 7,627
Min Addition Subscription	₹ 1,000

Benchmark Type

CRISIL Short Term Bond Fund TR INR

Exit Load

No Exit load, if redeemed after 0 days.

Building Graph

Peer Comparison

Fund	Min SIP Inv.	Min Inv.	Returns 3Y

Top 10 Holdings

Company	Holding Type	Asset(%)
Clearing Corporation Of India Ltd.	Cash - Repurchase Agreement	17
Nuclear Power Corporation Of India Limited	Bond - Corporate Bond	10
Export Import Bank Of India	Bond - Corporate Bond	9
Rural Electrification Corporation Limited	Bond - Corporate Bond	9
Power Finance Corporation Ltd.	Bond - Corporate Bond	9
Small Industries Development Bank Of India	Bond - Corporate Bond	9
5.63% Govt Stock 2026	Bond - Gov't Treasury	8
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	6
HDFC Bank Limited	Cash - CD Time Deposit	5
National Housing Bank	Bond - Corporate Bond	4

Asset Allocation(%)

Asset	Percent
Bond - Corporate Bond	62
Cash - Repurchase Agreement	17
Bond - Gov't Treasury	12
Cash - CD Time Deposit	5
Cash - Collateral	3

Sector Allocation(%)

Sector	Percent
Bond - Corporate Bond	62
Cash - Repurchase Agreement	17
Bond - Gov't Treasury	12
Cash - CD Time Deposit	5
Cash - Collateral	3

Fund Manager

Bhupesh Kalyani

0+ years of experience

Puneet Pal

5+ years of experience

PGIM India Fund

AUM₹7,627 Cr

About

DHFL was established in the year 1984 and it aimed to provide financial access to the middle and lower income strata of the society. Today, it is one of the most trusted and leading financial brands in India.##When it comes to the mutual fund space, this AMC provides funds across various categories and its main vision is financial inclusion, which means that their motto is to bring financial awareness to people in remote cities and towns. DHFL is therefore present in 351 locations across the country.##DHFL Pramerica Trustees Private Limited acts as the trustee company of DHFL Pramerica Mutual Fund and makes sure that all transactions are in accordance with the rules and regulations set-up by SEBI.

care@pgimindia.co.in

Phone

9930738128

Address

PGIM India Asset Management Private Limited,Nirlon House, 2nd Floor,,Dr. Annie Besant Road,,Worli,, Mumbai - 400 030

Calculate Returns

Investment Amount

Expected Annual Return Rate(%)

Investment DurationYears6Months0

Investment Amount₹ 10000

Return Amount₹ 4185

Return Rate6 %

Duration6y 0m