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Kotak Savings Fund - Direct Plan

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Suitability

This product is suitable for investors who are seeking

• income over a short term investment horizon

• investment in debt & money market securities

Fund Info

Scheme Class	Debt
Scheme Category	Ultra Short Duration
Expense Ratio	0.36%
Min subscription	₹ 100

Scheme Type	Open-ended
Scheme AUM (in Crs.)	₹ 11,873
AMC AUM (in Crs.)	₹ 1,50,099
Min Addition Subscription	₹ 100

Benchmark Type

CRISIL Liquid Debt TR INR

Exit Load

No Exit load, if redeemed after 0 years.

Building Graph

Peer Comparison

Fund	Min SIP Inv.	Min Inv.	Returns 3Y
ICICI Prudential Ultra Short Term Fund - Direct Plan	1000	1000	7.34%
Kotak Savings Fund - Direct Plan	1000	1000	7.2%

Top 10 Holdings

Company	Holding Type	Asset(%)
Net Current Assets/(Liabilities)	Cash	6
182 DTB 15052025	Bond - Gov't Treasury	4
Small Industries Development Bank Of India	Cash - CD Time Deposit	4
Rural Electrification Corporation Limited	Bond - Corporate Bond	4
Indian Bank	Cash - CD Time Deposit	4
Canara Bank	Cash - CD Time Deposit	4
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	4
Bharti Telecom Limited	Cash - Commercial Paper	4
Mankind Pharma Ltd	Bond - Corporate Bond	3
Punjab National Bank (18/03/2026)	Cash - CD Time Deposit	2

Asset Allocation(%)

Asset	Percent
Cash - CD Time Deposit	44
Bond - Corporate Bond	31
Bond - Gov't Treasury	16
Cash - Commercial Paper	12
Cash	6

Sector Allocation(%)

Sector	Percent
Cash - CD Time Deposit	44
Bond - Corporate Bond	31
Bond - Gov't Treasury	16
Cash - Commercial Paper	12
Cash	6

Fund Manager

Deepak Agrawal

16+ years of experience

Manu Sharma

2+ years of experience

Kotak Mutual Fund

AUM₹1,50,099 Cr

About

Kotak Group is first NBFC of India. It has about 80 branches that offer mutual fund services. It also has overseas branches in Abu Dhabi, Dubai, London, New York, Texas, California and Singapore.##Kotak Group has a market capitalization of USD 26.98 Bn and around 46,000+ employees working under it. The asset management company offers schemes catering to investors with varying risk - return profiles and was the first fund house in the country to launch a dedicated gilt scheme investing only in government securities.##The vision of Kotak mutual funds is to be an ethical market player in the Indian mutual fund industry and it strives to offer the best products to its investors. Kotak has a legacy of many years and therefore, its brand value helps its products to stand-out in the market. The AMC has garnered over 10 lakh customers, within the span of 12 years.

fundaccops@kotakmutual.com

Phone

022-61152100

Address

Kotak Mahindra Asset management Company Limited,2nd Floor, 12-BKC, Plot No C-12,G Block, BKC, Bandra (East),Mumbai - 400 051, Mumbai - 400 051

Calculate Returns

Investment Amount

Expected Annual Return Rate(%)

Investment DurationYears6Months0

Investment Amount₹ 10000

Return Amount₹ 4185

Return Rate6 %

Duration6y 0m