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Principal Retirement Savings-Moderate - Direct Plan

The investment objective of the scheme is to provide capital appreciation and income generation to enable investors save over the long term towards their retirement savings goals, by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved

Suitability

This product is suitable for investors who are seeking

• Capital growth and Income over a long term investment horizon

• Investment in a basket of equity mutual funds, debt/money market mutual funds and Gold ETFs

Fund Info

Scheme Class	Hybrid
Scheme Category	Fund of Funds
Expense Ratio	1.54%
Min subscription	₹ 1,000

Scheme Type	Open-ended
Scheme AUM (in Crs.)	₹ 1
AMC AUM (in Crs.)	₹ 7,091
Min Addition Subscription	₹ 0

Benchmark Type

Nifty 50 Index

Exit Load

No Exit load, if redeemed after 0 years.

Building Graph

Peer Comparison

Fund	Min SIP Inv.	Min Inv.	Returns 3Y
ICICI Prudential Debt Management Fund (FOF) - Direct Plan	500	500	7.34%
Franklin India Dynamic Asset Allo FOF - Direct Plan	1000	1000	13.1%
Kotak Multi Asset Allocator Fund of Fund - Dynamic - Direct Plan	1000	1000	16.86%
HDFC Dynamic PE Ratio Fund of Funds Plan A - Direct Plan	1000	1000	13.7%

Top 10 Holdings

Company	Holding Type	Asset(%)
Treps 01-Sep-2020	Cash - Repurchase Agreement	21
Cash Offset For Derivatives	Cash - Future Offset	17
Net Receivable / Payable	Cash	11
ITC Ltd	Equity	9
Future on ITC Ltd	Equity - Future	9
Future on Indian Oil Corp Ltd	Equity - Future	7
Indian Oil Corp Ltd	Equity	7
Reliance Industries Ltd	Equity	4
HDFC Bank Ltd	Equity	4
Infosys Ltd	Equity	3

Asset Allocation(%)

Asset	Percent
Equity	66
Cash - Repurchase Agreement	21
Cash - Future Offset	17
Equity - Future	17
Cash	11

Sector Allocation(%)

Sector	Percent
Cash - Repurchase Agreement	21
Equity - Future	17
Cash - Future Offset	17
Financial Services	15
Energy	12

Fund Manager

Ravi Gopalakrishnan

1+ years of experience

Principal Mutual Fund

AUM₹7,091 Cr

About

Principal Mutual Fund was established in 1994 and is one of the oldest AMCs in the country. The AMC has over 4 lakh customers and more than 20,000 distributors across the country. What is unique about this asset management company is that they are committed to provide financial to retail investors and institutions alike.##With a financial legacy of more than 130 years, their global expertise proves to be an asset for taking adequate market decisions.##The AMC provides a wide range of products, ranging from equity, debt and hybrid. The schemes invest in diverse portfolios and aim to generate subsequent returns. They believe in delivering superior risk adjusted returns to clients and believe in carrying out business in a safe and transparent manner, maintaining a high level of trust and integrity among clients.

customer@principalindia.com

Phone

022 - 67720555

Address

Exchange Plaza, 2nd Floor,,National Stock Exchange Building,Bandra Kurla Complex,,Bandra East, Mumbai - 400051

Calculate Returns

Investment Amount

Expected Annual Return Rate(%)

Investment DurationYears6Months0

Investment Amount₹ 10000

Return Amount₹ 4185

Return Rate6 %

Duration6y 0m