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Principal Balanced Advantage Fund - Direct Plan

The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocation of funds into equity; and in debt /money market instruments for defensive purposes. The Scheme will decide on allocation of funds into equity assets based on equity market Price Earnings Ratio (PE Ratio) levels. When the markets become expensive in terms of ‘Price to Earnings’ Ratio; the Scheme will reduce its allocation to equities and move assets into cash future arbitrage/ equity derivatives, debt and/or money market instruments and vice versa

Suitability

This product is suitable for investors who are seeking

• Long term Capital Growth

• Investment in equity & equity related securities including equity derivatives of large capitalization Companies as well as Debt/Money Market securities through a systematic allocation of Funds between Equity & Debt on the basis of the Price Earnings Ratio of CNX Nifty.

Fund Info

Scheme Class	Hybrid
Scheme Category	Dynamic Asset Allocation
Expense Ratio	0.59%
Min subscription	₹ 5,000

Scheme Type	Open-ended
Scheme AUM (in Crs.)	₹ 165
AMC AUM (in Crs.)	₹ 7,091
Min Addition Subscription	₹ 1,000

Benchmark Type

Crisil Balanced Fund Index

Exit Load

Exit load of 0.25%, if redeemed between (0-7) days. No Exit load, if redeemed after 7 days.

Building Graph

Peer Comparison

Fund	Min SIP Inv.	Min Inv.	Returns 3Y
HDFC Balanced Advantage Fund - Direct Plan	1000	1000	10.97%
SBI Dynamic Asset Allocation Fund - Direct Plan	1000	1000	8.46%

Top 10 Holdings

Company	Holding Type	Asset(%)
Net Receivable / Payable	Cash	13
Treps 01-Feb-2021	Cash - Repurchase Agreement	8
ICICI Bank Ltd Ordinary Shares	Equity	6
Infosys Ltd	Equity	4
Reliance Industries Ltd Ordinary Shares	Equity	4
Axis Bank Ltd	Equity	4
State Bank of India Ordinary Shares	Equity	3
Tata Consultancy Services Ltd	Equity	3
Housing Development Finance Corp Ltd Ordinary Shares	Equity	3
Bharti Airtel Ltd	Equity	3

Asset Allocation(%)

Asset	Percent
Equity	65
Cash	16
Cash - Repurchase Agreement	8
Bond - Gov't Treasury	7
Bond - Corporate Bond	3

Sector Allocation(%)

Sector	Percent
Financial Services	22
Cash	16
Technology	11
Cash - Repurchase Agreement	8
Bond - Gov't Treasury	7

Fund Manager

Bekxy Kuriakose

3+ years of experience

Ravi Gopalakrishnan

1+ years of experience

Principal Mutual Fund

AUM₹7,091 Cr

About

Principal Mutual Fund was established in 1994 and is one of the oldest AMCs in the country. The AMC has over 4 lakh customers and more than 20,000 distributors across the country. What is unique about this asset management company is that they are committed to provide financial to retail investors and institutions alike.##With a financial legacy of more than 130 years, their global expertise proves to be an asset for taking adequate market decisions.##The AMC provides a wide range of products, ranging from equity, debt and hybrid. The schemes invest in diverse portfolios and aim to generate subsequent returns. They believe in delivering superior risk adjusted returns to clients and believe in carrying out business in a safe and transparent manner, maintaining a high level of trust and integrity among clients.

customer@principalindia.com

Phone

022 - 67720555

Address

Principal Pnb Asset Management Co. Pvt. Ltd.,Exchange Plaza, Ground Floor, B Wing,,NSE Building, Bandra Kurla Complex,,Bandra (East), Mumbai - 400 051

Calculate Returns

Investment Amount

Expected Annual Return Rate(%)

Investment DurationYears6Months0

Investment Amount₹ 10000

Return Amount₹ 4185

Return Rate6 %

Duration6y 0m