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UTI Credit Risk Fund - Direct Plan

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Suitability

This product is suitable for investors who are seeking

• Reasonable income and capital appreciation over long-term

• Investment in debt and money market instruments across different maturities & credit rating

Fund Info

Scheme Class	Debt
Scheme Category	Credit Risk
Expense Ratio	0.77%
Min subscription	₹ 500

Scheme Type	Open-ended
Scheme AUM (in Crs.)	₹ 558
AMC AUM (in Crs.)	₹ 1,59,694
Min Addition Subscription	₹ 500

Benchmark Type

CRISIL Short Term Bond Fund TR INR

Exit Load

Exit load of 1.0%, if redeemed between (0-12) months. No Exit load, if redeemed after 12 months.

Building Graph

Peer Comparison

Fund	Min SIP Inv.	Min Inv.	Returns 3Y
Baroda Credit Risk Fund - Direct Plan	1000	5000	8.4%
PGIM India Credit Risk Fund - Direct Plan	1000	1000	4.01%
Kotak Credit Risk Fund - Direct Plan	1000	1000	7.88%
UTI Credit Risk Fund - Direct Plan	1000	1000	-5.15%

Top 10 Holdings

Company	Holding Type	Asset(%)
8.2% Govt Stock 2022	Bond - Gov't Treasury	11
Net Current Assets	Cash	10
Piramal Capital & Housing Finance Limited	Bond - Corporate Bond	7
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	5
Summit Digitel Infrastructure Private Limited	Bond - Corporate Bond	4
4.68% Govt Stock 2034	Bond - Gov't Treasury	4
India Grid TRust	Bond - Corporate Bond	4
The Tata Power Company Limited	Bond - Corporate Bond	4
Torrent Power Limited	Bond - Corporate Bond	4
Amba River Coke Limited	Bond - Corporate Bond	4

Asset Allocation(%)

Asset	Percent
Bond - Corporate Bond	69
Bond - Gov't Treasury	21
Cash	10
Cash - Repurchase Agreement	0

Sector Allocation(%)

Sector	Percent
Bond - Corporate Bond	69
Bond - Gov't Treasury	21
Cash	10
Cash - Repurchase Agreement	0

Fund Manager

Ritesh Nambiar

9+ years of experience

UTI Mutual Fund

AUM₹1,59,694 Cr

About

UTI Mutual Fund was carved out of the erstwhile Unit Trust of India as a SEBI registered mutual fund from February 2003. The Unit Trust of India Act 1963 was repealed, paving way for the bifurcation of UTI into – Specified Undertaking of Unit Trust of India; and UTI Mutual Fund.##UTI AMC, India most trusted Wealth creators and always has the interest of its investors in its heart. The AMC has completed 50 years as India leading Financial service institution and was a sole vehicle of capital market investment for Indian Citizens till the early 90’s. The institution has shown great resilience and has grown from strength to strength overcoming economic turbulence and global turnarounds. This AMC has contributed immensely to industrial and capital growth in the Indian market. It has led transformative initiatives like developmental financial institutions, rural outreach programs and financial products and services.

pms_care@uti.co.in

Phone

1800 26 61230

Address

PMS Division, UTI - Tower, Gn Block, Bandra Kurla Complex, Mumbai- 400051, Mumbai - 400051

Calculate Returns

Investment Amount

Expected Annual Return Rate(%)

Investment DurationYears6Months0

Investment Amount₹ 10000

Return Amount₹ 4185

Return Rate6 %

Duration6y 0m